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Accounts offered by American Express Bank, FSB. Your deposits are insured to at least $250,000.

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Open An Account

Choose Your Savings Strategy

Decide what works best for you – a High-Yield Savings account or Certificate of Deposit (CD) – and apply for an account today.

• If you are funding your account by electronic transfer, please have your external bank routing and account numbers available.

• If you are opening a joint account, make sure you have the necessary information for both applicants.

You can learn more about applying for an account below.

I want to open a:

Click Apply Now to go to our application site.

Learn about opening a Personal Savings account

1 Gather Your Information

Step 1

Please have your personal information available, including your existing bank account information if you are funding electronically. For joint accounts, be sure to have both applicants’ information ready.

Complete list of required information

2 Submit Application

Step 2

Choose the type of account that you want to open, either a High-Yield Savings or a Certificate of Deposit, and apply online or by phone 24/7 at 1-800-446-6307.

3 Receive Confirmation

Step 3

You will receive an onscreen and/or an e-mail confirmation when your application is approved. Additionally, you will also receive a Personal Savings welcome kit in the mail.

4 Fund Your Account

Step 4

You can fund your account either electronically or by check. Return to the Personal Savings website in 2-3 days to electronically link your external funding account. Start earning interest on the day we receive your deposit.

Learn more about how to fund your account