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Accounts offered by American Express Bank, FSB. Your deposits are insured to at least $250,000.
For 24/7 assistance
Choose Your Savings Strategy
Decide what works best for you – a High-Yield Savings account or Certificate of Deposit (CD) – and apply for an account today.
• If you are funding your account by electronic transfer, please have your external bank routing and account numbers available.
• If you are opening a joint account, make sure you have the necessary information for both applicants.
You can learn more about applying for an account below.
Learn about opening a Personal Savings account
1 Gather Your Information
Please have your personal information available, including your existing bank account information if you are funding electronically. For joint accounts, be sure to have both applicants’ information ready.
Please have the following information available for each applicant when you begin the application.
- Social Security number
- E-mail address
- Home address
- Phone number
- Date of birth
- Your existing bank account and routing numbers (if funding electronically)
2 Submit Application
Choose the type of account that you want to open, either a High-Yield Savings or a Certificate of Deposit, and apply online or by phone 24/7 at 1-800-446-6307.
3 Receive Confirmation
You will receive an onscreen and/or an e-mail confirmation when your application is approved. Additionally, you will also receive a Personal Savings welcome kit in the mail.
4 Fund Your Account
You can fund your account either electronically or by check. Return to the Personal Savings website in 2-3 days to electronically link your external funding account. Start earning interest on the day we receive your deposit.