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  • My reason for saving: To help my dreams grow as big as they can.
  • No monthly fees
  • No minimum balance
  • 24/7 account access
  • No need to switch
  • FDIC insurance

High-Yield Savings Account

% APY*

Earn a competitive rate with easy access to your money.

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High-Yield Savings

36-Month CD

% APY*

Grow your funds by locking in a rate for the term you choose.

Learn More about CDs
Get Started with Personal Savings


Personal Savings is a direct savings product from American Express Bank, FSB. Find out more here.


Apply for an account online or by phone in less than 10 minutes. Here is more information.


Manage your savings at your convenience. Make deposits and withdrawals to your High Yield Savings Account online or by phone at any time.

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Explore Personal Savings

  • Ease of Direct Banking
  • Two Simple Products
  • World-Class Service


Application Process

  • How to Open an Account
  • Personal Savings Customers
  • American Express Cardmembers


Deposit and Withdrawals

  • By Electronic Transfer
  • By Check
  • Automatic Transfers


High-Yield Savings Accounts

  • Interest Rate
  • Account Features
  • Savings Calculator


Cerificate of Deposit (CD) Accounts

  • Interest Rates and CD Terms
  • Account Features
  • Savings Calculator


For Cardmembers

  • American Express Bank, FSB
  • Card Access

Manage Your Account

  • Online Account Access
  • Account Alerts
  • Password Reset
  • Routing Number
  • Statements
  • Beneficiaries
  • Closing Your Account


Account Policies

  • Deposit Hold Times
  • Transaction Limitations
  • CD Interest Payments
  • CD Maturity
  • CD Early Withdrawal

Contact Us

  • Mailing Address
  • Feedback
  • Forms


Accounts offered by American Express Bank, FSB. Each depositor is insured to at least $250,000.
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