American Express - Personal Savings from American Express

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Apply online now — it's safe, easy, and you’ll be done in minutes. Simply choose the type of account you'd like to open. Then learn more about your funding options before you begin.

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Electronic transfer

Step 1: Establish your Account

To apply you will need:
  • Social Security or Tax Identification Number
  • Your home address and phone number
    Please note: You will need this information for both applicants if opening a joint account
  • Existing bank account information (found on your personal check)
After you complete your application, you will receive:
  • A confirmation e-mail with a verification code and instructions
  • Two small dollar deposits in your external account in 2-3 days

Step 2: Fund your Account

To fund your account, you will need:
  • Your verification code
  • The two small dollar deposit amounts sent to your external account
After you confirm the two deposit amounts, you will receive:
  • A confirmation e-mail
  • A welcome kit by mail
  • Automatic funding of your account through a transfer from your external account
Check

Step 1: Establish your Account

To apply you will need:
  • Social Security or Tax Identification Number
  • Your home address and phone number
    Please note: You will need this information for both applicants if opening a joint account
After you complete your application, you will receive:
  • An account number
  • A confirmation e-mail
  • A welcome kit by mail

Step 2: Fund your Account

To fund your account:
  • Make your personal check payable to American Express Bank, FSB
  • Write your account number in the memo line
  • Send to:
    American Express Bank, FSB
    P.O. Box 30384
    Salt Lake City, UT 84130-0384

Need Help?

Call 1-800-446-6307 for assistance.

Help me find my account number.

Help me learn more about funding my account.

Help me confirm my small dollar deposits.

FDIC

Deposits are FDIC-insured to the maximum limit. Click here to learn more.

FDIC

* Rates are subject to change at any time and may change after accounts are opened. The Annual Percentage Yield (APY) as advertised is effective as of . Deposits at American Express Bank, FSB are insured by the Federal Deposit Insurance Corporation up to the maximum applicable limit, currently $250,000 per depositor through December 31, 2013. (please see Deposit Account Agreement for full disclosures).

High-Yield Savings and Certificate of Deposit accounts offered by American Express Bank, FSB. Member FDIC.

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