Accounts offered by American Express Bank, FSB. Your deposits are insured to at least $250,000.
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Explore Personal Savings
Save with Confidence and Convenience. Ease of Direct Banking. Two Simple Products. World-Class Service.
Open An AccountEase of Direct Banking
24/7 account access
Direct banking with American Express Personal Savings lets you manage your account from wherever you are without visiting a branch. Whenever you need to, you’ll have the convenience of checking your balance and transferring funds online or by phone.
No need to switch banks
Make deposits and withdrawals to your Personal Savings account electronically by linking your existing account at another bank in a few simple steps. And there’s no need to switch banks.
Learn more about deposits and withdrawals
Two Simple Products
High-Yield Savings account
Our High-Yield Savings account offers a competitive variable interest rate to help you reach your goals. With flexible account access, you can easily manage your funds and watch them grow. You’ll also enjoy the benefits of saving with no fees and no minimum balance requirement.
Learn more about our High-Yield Savings account
Certificates of Deposit (CDs)
Our Certificates of Deposit (CDs) give you a competitive fixed interest rate. With a variety of maturities to choose from, you can select the one that best fits your savings strategy. Whatever term you choose, your CD account has no fees and no minimum opening deposit. Penalties may apply to withdrawals of CD principal prior to maturity.
Learn more about our Certificate of Deposit
World-Class Service
A brand you trust
Since 1850, American Express has provided customers with outstanding service. Now we’ve brought that same commitment and knowledge to our Personal Savings customers.
Security of FDIC-insured deposits
Enjoy peace of mind with your savings. American Express Bank, FSB is a member of the FDIC and each depositor is insured to at least $250,000.