Accounts offered by American Express Bank, FSB. Your deposits are insured to at least $250,000.
For 24/7 assistance
Certificate of Deposit
My reason for saving: To help my dreams take root
24/7 Account Access
A certificate of deposit account that values your time as much as you do
Our Certificates of Deposit (CDs) let you open and manage your account at your convenience without ever visiting a branch. After just a few simple steps, you can initially fund your CD through an external account or a personal check and manage your account online.
Learn more about deposits and withdrawals
FDIC Insurance
Enjoy peace of mind knowing your deposits are covered
Our FDIC-insured CD provides you with the reliability your finances deserve. Each depositor is insured by the Federal Deposit Insurance Corporation to at least $250,000, so you can save with confidence.
Learn more about FDIC insurance from FDIC.gov
No Fees, No Minimums
Earning your money takes work. Helping it grow doesn't have to
With no minimum opening deposit, you can start with as little as a dollar. There are no fees to open or maintain a CD from American Express Personal Savings. Penalties may apply to withdrawals of CD principal prior to maturity.
Rate Information
| Term | APY* |
|---|---|
| 6 Months | % |
| 12 Months | % |
| 18 Months | % |
| 24 Months | % |
| 36 Months | % |
| 48 Months | % |
| 60 Months | % |