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Personal Savings

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  • My reason for saving: To help my dreams grow as big as they can.
  • No monthly fees
  • No minimum balance
  • 24/7 account access
  • FDIC insurance

High-Yield Savings Account

Earn a competitive rate with easy access to your money.

Learn more about
High-Yield Savings

36-Month CD

Grow your funds by locking in a rate for the term you choose.

Learn more about CDs

Get Started with Personal Savings

Explore

Personal Savings is a direct savings product from American Express. Find out more here.

Open

Open an account online or by phone in minutes. Here is more information.

Manage

Manage your savings at your convenience. Make deposits and withdrawals online or by phone at any time.

Find Out More

Explore Personal Savings

  • Ease of Direct Banking
  • Two Simple Products
  • World-Class Service

Application Process

  • How to Open an Account
  • Personal Savings Customers
  • American Express
    Cardmembers

Deposits and Withdrawals

  • By Electronic Transfer
  • By Check
  • Automatic Transfers

High-Yield Savings Accounts

  • Interest Rate
  • Account Features
  • Savings Calculator

Certificate of Deposit
(CD) Accounts

  • Interest Rates and CD Terms
  • Account Features
  • Savings Calculator

For Cardmembers

  • American Express Bank, FSB
  • Card Access

Manage Your Account

  • Online Account Access
  • Routing Number
  • Statements
  • Beneficiaries
  • Closing Your Account

Account Policies

  • Deposit Hold Times and
    Transfer Limits
  • CD Interest Payments
  • CD Maturity
  • CD Early Withdrawal

Contact Us

  • Mailing Address
  • Feedback
  • Forms

FDIC logo

Accounts offered by American Express Bank, FSB.
Your deposits are insured
to at least $250,000.

Learn More from FDIC.gov

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